Median home value in zip code 78942 (Giddings, TX) is $296,587, down 1.0% year over year.

Home Value$296,587

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 78942 (Giddings).

Income (annual)

Down Payment

$59,317 on $296,587

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,195

P/I35.1%

Afford$236K

Gap-$60K

P&I $1,500Tax $445Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.