Median home value in zip code 79109 (Amarillo, TX) is $229K, up 1.8% year over year. Part of the Amarillo, TX metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Amarillo, TX metro →

Home Value$229,203

YoY Change

+1.8%

AFFORDABILITY

Enter your income for 79109 (Amarillo).

Income (annual)

Down Payment

$45,841 on $229,203

Stretch — 28% of income

Above 28% but manageable with cuts.

PITI$1,753

P/I28%

Afford$229K

Gap-$0K

P&I $1,159Tax $344Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

79109 is part of the Amarillo, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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