Median home value in zip code 79363 (Shallowater, TX) is $291,708, up 2.5% year over year. Part of the Lubbock, TX metropolitan area.

Home Value$291,708

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 79363 (Shallowater).

Income (annual)

Down Payment

$58,342 on $291,708

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,163

P/I34.6%

Afford$236K

Gap-$56K

P&I $1,475Tax $438Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

79363 is part of the Lubbock, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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