Median home value in zip code 79401 (Lubbock, TX) is $148,762, down 1.9% year over year. Part of the Lubbock, TX metropolitan area.

Home Value$148,762

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 79401 (Lubbock).

Income (annual)

Down Payment

$29,752 on $148,762

Example: $75,000 household income. Change it above to see your own.

Affordable19.6% of income

Under the 28% guideline.

PITI$1,225

P/I19.6%

Afford$213K

Room+$64K

P&I $752Tax $223Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

79401 is part of the Lubbock, TX metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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