Median home value in zip code 80538 (Loveland, CO) is $499K, down 1.9% year over year. Part of the Fort Collins, CO metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Fort Collins, CO metro →
Home Value$498,534
YoY Change
-1.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Enter your income for 80538 (Loveland).
$99,707 on $498,534
Out of reach — 46.9% of income
Need $125,700/yr to afford.
PITI$2,933
P/I46.9%
Afford$297K
Gap-$201K
P&I $2,521Tax $212Ins $200
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
80538 is part of the Fort Collins, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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