Median home value in zip code 80538 (Loveland, CO) is $498,534, down 1.9% year over year. Part of the Fort Collins, CO metropolitan area.

Home Value$498,534

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 80538 (Loveland).

Income (annual)

Down Payment

$99,707 on $498,534

Example: $75,000 household income. Change it above to see your own.

Out of reach46.9% of income

Need $125,700/yr to afford.

PITI$2,933

P/I46.9%

Afford$297K

Gap-$201K

P&I $2,521Tax $212Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

80538 is part of the Fort Collins, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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