Median home value in zip code 81122 (Bayfield, CO) is $499,567, down 0.4% year over year. Part of the Durango, CO metropolitan area.

Home Value$499,567

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 81122 (Bayfield).

Income (annual)

Down Payment

$99,913 on $499,567

Example: $75,000 household income. Change it above to see your own.

Out of reach47% of income

Need $125,914/yr to afford.

PITI$2,938

P/I47%

Afford$298K

Gap-$202K

P&I $2,526Tax $212Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81122 is part of the Durango, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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