Zip Code

81122

Bayfield, CODurango, CO

Median home value in zip code 81122 (Bayfield, CO) is $500K, down 0.4% year over year. Part of the Durango, CO metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Durango, CO metro →

Home Value$499,567
YoY Change
-0.4%
AFFORDABILITY

Enter your income for 81122 (Bayfield).

$99,913 on $499,567
Out of reach — 47% of income

Need $125,914/yr to afford.

PITI$2,938
P/I47%
Afford$298K
Gap-$202K
P&I $2,526Tax $212Ins $200
6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

81122 is part of the Durango, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Durango, CO analysis
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