Median home value in zip code 81220 (Cimarron, CO) is $484,370, down 0.1% year over year. Part of the Montrose, CO metropolitan area.

Home Value$484,370

YoY Change

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for 81220 (Cimarron).

Income (annual)

Down Payment

$96,874 on $484,370

Example: $75,000 household income. Change it above to see your own.

Out of reach45.7% of income

Need $122,357/yr to afford.

PITI$2,855

P/I45.7%

Afford$297K

Gap-$187K

P&I $2,449Tax $206Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81220 is part of the Montrose, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Montrose, CO analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.