Median home value in zip code 81223 (Cotopaxi, CO) is $363K, up 2.6% year over year. Part of the Ca-¦on City, CO metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ca-¦on City, CO metro →

Home Value$362,574

YoY Change

+2.6%

AFFORDABILITY

Enter your income for 81223 (Cotopaxi).

Income (annual)

Down Payment

$72,515 on $362,574

Stretch — 35% of income

Above 28% but manageable with cuts.

PITI$2,187

P/I35%

Afford$290K

Gap-$72K

P&I $1,833Tax $154Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81223 is part of the Ca-¦on City, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ca-¦on City, CO analysis

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