Zip Code

81242

Poncha Springs, CO

Median home value in zip code 81242 (Poncha Springs, CO) is $558K, up 2.3% year over year.

Home Value$557,886
YoY Change
+2.3%
AFFORDABILITY

Enter your income for 81242 (Poncha Springs).

$111,577 on $557,886
Out of reach — 52.1% of income

Need $139,629/yr to afford.

PITI$3,258
P/I52.1%
Afford$300K
Gap-$258K
P&I $2,821Tax $237Ins $200
6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free