Median home value in zip code 81403 (Montrose, CO) is $589K, up 2.8% year over year. Part of the Montrose, CO metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Montrose, CO metro →

Home Value$588,663

YoY Change

+2.8%

AFFORDABILITY

Enter your income for 81403 (Montrose).

Income (annual)

Down Payment

$117,733 on $588,663

Out of reach — 54.8% of income

Need $146,871/yr to afford.

PITI$3,427

P/I54.8%

Afford$301K

Gap-$288K

P&I $2,977Tax $250Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81403 is part of the Montrose, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Montrose, CO analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free