Median home value in zip code 81403 (Montrose, CO) is $588,663, up 2.8% year over year. Part of the Montrose, CO metropolitan area.

Home Value$588,663

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 81403 (Montrose).

Income (annual)

Down Payment

$117,733 on $588,663

Example: $75,000 household income. Change it above to see your own.

Out of reach54.8% of income

Need $146,871/yr to afford.

PITI$3,427

P/I54.8%

Afford$301K

Gap-$288K

P&I $2,977Tax $250Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81403 is part of the Montrose, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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