Median home value in zip code 81432 (Ridgway, CO) is $858K, up 2.3% year over year. Part of the Montrose, CO metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Montrose, CO metro →

Home Value$857,983

YoY Change

+2.3%

AFFORDABILITY

Enter your income for 81432 (Ridgway).

Income (annual)

Down Payment

$171,597 on $857,983

Out of reach — 78.4% of income

Need $210,129/yr to afford.

PITI$4,903

P/I78.4%

Afford$306K

Gap-$552K

P&I $4,338Tax $365Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81432 is part of the Montrose, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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