Median home value in zip code 81432 (Ridgway, CO) is $857,983, up 2.3% year over year. Part of the Montrose, CO metropolitan area.

Home Value$857,983

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 81432 (Ridgway).

Income (annual)

Down Payment

$171,597 on $857,983

Example: $75,000 household income. Change it above to see your own.

Out of reach78.4% of income

Need $210,129/yr to afford.

PITI$4,903

P/I78.4%

Afford$306K

Gap-$552K

P&I $4,338Tax $365Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81432 is part of the Montrose, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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