Median home value in zip code 81435 (, CO) is $2,181,697, up 9.7% year over year. Part of the Montrose, CO metropolitan area.

Home Value$2,181,697

YoY Change

+9.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 81435 (null).

Income (annual)

Down Payment

$436,339 on $2,181,697

Example: $75,000 household income. Change it above to see your own.

Out of reach194.5% of income

Need $521,100/yr to afford.

PITI$12,159

P/I194.5%

Afford$314K

Gap-$1.87M

P&I $11,032Tax $927Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81435 is part of the Montrose, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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