Median home value in zip code 81521 (Fruita, CO) is $471,322, up 3.5% year over year. Part of the Grand Junction, CO metropolitan area.

Home Value$471,322

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 81521 (Fruita).

Income (annual)

Down Payment

$94,264 on $471,322

Example: $75,000 household income. Change it above to see your own.

Out of reach44.5% of income

Need $119,314/yr to afford.

PITI$2,784

P/I44.5%

Afford$296K

Gap-$175K

P&I $2,383Tax $200Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81521 is part of the Grand Junction, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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