Median home value in zip code 81527 (Whitewater, CO) is $543,251, up 5.9% year over year. Part of the Grand Junction, CO metropolitan area.

Home Value$543,251

YoY Change

+5.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 81527 (Whitewater).

Income (annual)

Down Payment

$108,650 on $543,251

Example: $75,000 household income. Change it above to see your own.

Out of reach50.8% of income

Need $136,200/yr to afford.

PITI$3,178

P/I50.8%

Afford$299K

Gap-$244K

P&I $2,747Tax $231Ins $200

6.50% 30yr, 20% down, county tax + CO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

81527 is part of the Grand Junction, CO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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