Median home value in zip code 83822 (Oldtown, ID) is $492,499, up 2.5% year over year. Part of the Sandpoint, ID metropolitan area.

Home Value$492,499

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 83822 (Oldtown).

Income (annual)

Down Payment

$98,500 on $492,499

Example: $75,000 household income. Change it above to see your own.

Out of reach45.6% of income

Need $122,100/yr to afford.

PITI$2,849

P/I45.6%

Afford$303K

Gap-$190K

P&I $2,490Tax $259Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

83822 is part of the Sandpoint, ID metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sandpoint, ID analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.