Median home value in zip code 83840 (Kootenai, ID) is $469,037, up 1.2% year over year. Part of the Sandpoint, ID metropolitan area.

Home Value$469,037

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 83840 (Kootenai).

Income (annual)

Down Payment

$93,807 on $469,037

Example: $75,000 household income. Change it above to see your own.

Out of reach43.5% of income

Need $116,486/yr to afford.

PITI$2,718

P/I43.5%

Afford$302K

Gap-$167K

P&I $2,372Tax $246Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

83840 is part of the Sandpoint, ID metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sandpoint, ID analysis

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