Median home value in zip code 83864 (Kootenai, ID) is $629,850, up 2.0% year over year. Part of the Sandpoint, ID metropolitan area.

Home Value$629,850

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 83864 (Kootenai).

Income (annual)

Down Payment

$125,970 on $629,850

Example: $75,000 household income. Change it above to see your own.

Out of reach57.9% of income

Need $154,971/yr to afford.

PITI$3,616

P/I57.9%

Afford$305K

Gap-$325K

P&I $3,185Tax $331Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

83864 is part of the Sandpoint, ID metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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