Median home value in zip code 83869 (Spirit Lake, ID) is $577,180, up 3.5% year over year. Part of the Coeur d'Alene, ID metropolitan area.

Home Value$577,180

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 83869 (Spirit Lake).

Income (annual)

Down Payment

$115,436 on $577,180

Example: $75,000 household income. Change it above to see your own.

Out of reach53.2% of income

Need $142,371/yr to afford.

PITI$3,322

P/I53.2%

Afford$304K

Gap-$273K

P&I $2,919Tax $303Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

83869 is part of the Coeur d'Alene, ID metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Coeur d'Alene, ID analysis

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