Median home value in zip code 83871 (Troy, ID) is $489,680, up 3.2% year over year. Part of the Moscow, ID metropolitan area.

Home Value$489,680

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 83871 (Troy).

Income (annual)

Down Payment

$97,936 on $489,680

Example: $75,000 household income. Change it above to see your own.

Out of reach45.3% of income

Need $121,414/yr to afford.

PITI$2,833

P/I45.3%

Afford$302K

Gap-$187K

P&I $2,476Tax $257Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

83871 is part of the Moscow, ID metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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