Median home value in zip code 84040 (Layton, UT) is $586,303, up 2.4% year over year. Part of the Ogden-Clearfield, UT metropolitan area.

Home Value$586,303

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 84040 (Layton).

Income (annual)

Down Payment

$117,261 on $586,303

Example: $75,000 household income. Change it above to see your own.

Out of reach54% of income

Need $144,514/yr to afford.

PITI$3,372

P/I54%

Afford$304K

Gap-$282K

P&I $2,965Tax $308Ins $100

6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

84040 is part of the Ogden-Clearfield, UT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ogden-Clearfield, UT analysis

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