Median home value in zip code 84045 (Saratoga Springs, UT) is $555,770, up 1.1% year over year. Part of the Provo-Orem, UT metropolitan area.

Home Value$555,770

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 84045 (Saratoga Springs).

Income (annual)

Down Payment

$111,154 on $555,770

Example: $75,000 household income. Change it above to see your own.

Out of reach51.2% of income

Need $137,229/yr to afford.

PITI$3,202

P/I51.2%

Afford$304K

Gap-$252K

P&I $2,810Tax $292Ins $100

6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

84045 is part of the Provo-Orem, UT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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