Median home value in zip code 84078 (Vernal, UT) is $344,378, up 4.8% year over year. Part of the Vernal, UT metropolitan area.

Home Value$344,378

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 84078 (Vernal).

Income (annual)

Down Payment

$68,876 on $344,378

Example: $75,000 household income. Change it above to see your own.

Stretch32.4% of income

Above 28% but manageable with cuts.

PITI$2,022

P/I32.4%

Afford$298K

Gap-$46K

P&I $1,741Tax $181Ins $100

6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

84078 is part of the Vernal, UT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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