Median home value in zip code 84401 (Ogden, UT) is $438K, up 1.6% year over year. Part of the Ogden-Clearfield, UT metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ogden-Clearfield, UT metro →

Home Value$438,351

YoY Change

+1.6%

AFFORDABILITY

Enter your income for 84401 (Ogden).

Income (annual)

Down Payment

$87,670 on $438,351

Out of reach — 40.8% of income

Need $109,157/yr to afford.

PITI$2,547

P/I40.8%

Afford$301K

Gap-$137K

P&I $2,217Tax $230Ins $100

6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

84401 is part of the Ogden-Clearfield, UT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ogden-Clearfield, UT analysis

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