Median home value in zip code 85004 (Phoenix, AZ) is $424K, down 2.4% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Phoenix-Mesa-Chandler, AZ metro →
Home Value$424,022
YoY Change
-2.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for 85004 (Phoenix).
$84,804 on $424,022
Out of reach — 40% of income
Need $107,271/yr to afford.
PITI$2,503
P/I40%
Afford$296K
Gap-$128K
P&I $2,144Tax $208Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
85004 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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