Zip Code

85020

Phoenix, AZPhoenix-Mesa-Chandler, AZ

Median home value in zip code 85020 (Phoenix, AZ) is $402K, down 2.4% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Phoenix-Mesa-Chandler, AZ metro →

Home Value$401,780
YoY Change
-2.4%
AFFORDABILITY

Enter your income for 85020 (Phoenix).

$80,356 on $401,780
Out of reach — 38.1% of income

Need $101,957/yr to afford.

PITI$2,379
P/I38.1%
Afford$296K
Gap-$106K
P&I $2,032Tax $198Ins $150
6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

85020 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Phoenix-Mesa-Chandler, AZ analysis
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85020 (Phoenix, AZ) Housing Market | CrashWatch