Median home value in zip code 85021 (Phoenix, AZ) is $434,163, down 1.7% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$434,163

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 85021 (Phoenix).

Income (annual)

Down Payment

$86,833 on $434,163

Example: $75,000 household income. Change it above to see your own.

Out of reach40.9% of income

Need $109,671/yr to afford.

PITI$2,559

P/I40.9%

Afford$297K

Gap-$137K

P&I $2,195Tax $213Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85021 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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