Median home value in zip code 85044 (Phoenix, AZ) is $477K, down 1.9% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Phoenix-Mesa-Chandler, AZ metro →

Home Value$476,837

YoY Change

-1.9%

AFFORDABILITY

Enter your income for 85044 (Phoenix).

Income (annual)

Down Payment

$95,367 on $476,837

Out of reach — 44.7% of income

Need $119,829/yr to afford.

PITI$2,796

P/I44.7%

Afford$298K

Gap-$178K

P&I $2,411Tax $234Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85044 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Phoenix-Mesa-Chandler, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free