Median home value in zip code 85131 (Eloy, AZ) is $291,405, down 3.8% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$291,405

YoY Change

-3.8%

Prices falling — better for buyers.

Affordability

Enter your income for 85131 (Eloy).

Income (annual)

Down Payment

$58,281 on $291,405

Example: $75,000 household income. Change it above to see your own.

Stretch28.3% of income

Above 28% but manageable with cuts.

PITI$1,767

P/I28.3%

Afford$289K

Gap-$3K

P&I $1,474Tax $143Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85131 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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