Zip Code

85138

Maricopa, AZPhoenix-Mesa-Chandler, AZ

Median home value in zip code 85138 (Maricopa, AZ) is $346K, down 4.5% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Phoenix-Mesa-Chandler, AZ metro →

Home Value$345,917
YoY Change
-4.5%
AFFORDABILITY

Enter your income for 85138 (Maricopa).

$69,183 on $345,917
Stretch — 33.1% of income

Above 28% but manageable with cuts.

PITI$2,069
P/I33.1%
Afford$293K
Gap-$53K
P&I $1,749Tax $170Ins $150
6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

85138 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Phoenix-Mesa-Chandler, AZ analysis
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85138 (Maricopa, AZ) Housing Market | CrashWatch