Median home value in zip code 85281 (Tempe, AZ) is $401K, down 3.0% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Phoenix-Mesa-Chandler, AZ metro →

Home Value$401,049

YoY Change

-3.0%

AFFORDABILITY

Enter your income for 85281 (Tempe).

Income (annual)

Down Payment

$80,210 on $401,049

Out of reach — 38% of income

Need $101,786/yr to afford.

PITI$2,375

P/I38%

Afford$296K

Gap-$106K

P&I $2,028Tax $197Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85281 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Phoenix-Mesa-Chandler, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free