Median home value in zip code 85324 (Black Canyon City, AZ) is $365,727, up 1.4% year over year. Part of the Prescott Valley-Prescott, AZ metropolitan area.

Home Value$365,727

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 85324 (Black Canyon City).

Income (annual)

Down Payment

$73,145 on $365,727

Example: $75,000 household income. Change it above to see your own.

Stretch35% of income

Above 28% but manageable with cuts.

PITI$2,188

P/I35%

Afford$293K

Gap-$73K

P&I $1,849Tax $189Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85324 is part of the Prescott Valley-Prescott, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Prescott Valley-Prescott, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.