Median home value in zip code 85331 (Cave Creek, AZ) is $827,276, up 1.1% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$827,276

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 85331 (Cave Creek).

Income (annual)

Down Payment

$165,455 on $827,276

Example: $75,000 household income. Change it above to see your own.

Out of reach75.8% of income

Need $203,143/yr to afford.

PITI$4,740

P/I75.8%

Afford$305K

Gap-$522K

P&I $4,183Tax $407Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85331 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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