Median home value in zip code 85374 (Surprise, AZ) is $387,299, down 3.6% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$387,299

YoY Change

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for 85374 (Surprise).

Income (annual)

Down Payment

$77,460 on $387,299

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,529/yr to afford.

PITI$2,299

P/I36.8%

Afford$295K

Gap-$92K

P&I $1,958Tax $190Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85374 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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