Median home value in zip code 85378 (Surprise, AZ) is $334,159, down 1.9% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$334,159

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 85378 (Surprise).

Income (annual)

Down Payment

$66,832 on $334,159

Example: $75,000 household income. Change it above to see your own.

Stretch32.1% of income

Above 28% but manageable with cuts.

PITI$2,004

P/I32.1%

Afford$292K

Gap-$42K

P&I $1,690Tax $164Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85378 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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