Median home value in zip code 85388 (Surprise, AZ) is $446,276, down 2.5% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$446,276

YoY Change

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for 85388 (Surprise).

Income (annual)

Down Payment

$89,255 on $446,276

Example: $75,000 household income. Change it above to see your own.

Out of reach42% of income

Need $112,543/yr to afford.

PITI$2,626

P/I42%

Afford$297K

Gap-$149K

P&I $2,257Tax $219Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85388 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Phoenix-Mesa-Chandler, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.