Median home value in zip code 85539 (Miami, AZ) is $134,827, down 14.4% year over year. Part of the Payson, AZ metropolitan area.

Home Value$134,827

YoY Change

-14.4%

Prices falling — better for buyers.

Affordability

Enter your income for 85539 (Miami).

Income (annual)

Down Payment

$26,965 on $134,827

Example: $75,000 household income. Change it above to see your own.

Affordable14.4% of income

Under the 28% guideline.

PITI$901

P/I14.4%

Afford$262K

Room+$127K

P&I $682Tax $70Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85539 is part of the Payson, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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