Median home value in zip code 85541 (Payson, AZ) is $439,956, down 1.2% year over year. Part of the Payson, AZ metropolitan area.

Home Value$439,956

YoY Change

-1.2%

Prices falling — better for buyers.

Affordability

Enter your income for 85541 (Payson).

Income (annual)

Down Payment

$87,991 on $439,956

Example: $75,000 household income. Change it above to see your own.

Out of reach41.6% of income

Need $111,514/yr to afford.

PITI$2,602

P/I41.6%

Afford$296K

Gap-$144K

P&I $2,225Tax $227Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85541 is part of the Payson, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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