Median home value in zip code 85544 (Pine, AZ) is $476,159, down 2.3% year over year. Part of the Payson, AZ metropolitan area.

Home Value$476,159

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 85544 (Pine).

Income (annual)

Down Payment

$95,232 on $476,159

Example: $75,000 household income. Change it above to see your own.

Out of reach44.9% of income

Need $120,171/yr to afford.

PITI$2,804

P/I44.9%

Afford$297K

Gap-$179K

P&I $2,408Tax $246Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85544 is part of the Payson, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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