Median home value in zip code 85623 (Oracle, AZ) is $532,573, up 1.1% year over year. Part of the Phoenix-Mesa-Chandler, AZ metropolitan area.

Home Value$532,573

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 85623 (Oracle).

Income (annual)

Down Payment

$106,515 on $532,573

Example: $75,000 household income. Change it above to see your own.

Out of reach49.7% of income

Need $133,071/yr to afford.

PITI$3,105

P/I49.7%

Afford$300K

Gap-$232K

P&I $2,693Tax $262Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

85623 is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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