Median home value in zip code 86046 (Williams, AZ) is $433,517, up 1.0% year over year. Part of the Flagstaff, AZ metropolitan area.

Home Value$433,517

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 86046 (Williams).

Income (annual)

Down Payment

$86,703 on $433,517

Example: $75,000 household income. Change it above to see your own.

Out of reach41.1% of income

Need $109,971/yr to afford.

PITI$2,566

P/I41.1%

Afford$296K

Gap-$138K

P&I $2,192Tax $224Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86046 is part of the Flagstaff, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Flagstaff, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.