Median home value in zip code 86323 (Chino Valley, AZ) is $493K, up 1.5% year over year. Part of the Prescott Valley-Prescott, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Prescott Valley-Prescott, AZ metro →

Home Value$493,477

YoY Change

+1.5%

AFFORDABILITY

Enter your income for 86323 (Chino Valley).

Income (annual)

Down Payment

$98,695 on $493,477

Out of reach — 46.4% of income

Need $124,286/yr to afford.

PITI$2,900

P/I46.4%

Afford$298K

Gap-$196K

P&I $2,495Tax $255Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86323 is part of the Prescott Valley-Prescott, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Prescott Valley-Prescott, AZ analysis

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