Median home value in zip code 86323 (Chino Valley, AZ) is $493,477, up 1.5% year over year. Part of the Prescott Valley-Prescott, AZ metropolitan area.

Home Value$493,477

YoY Change

+1.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 86323 (Chino Valley).

Income (annual)

Down Payment

$98,695 on $493,477

Example: $75,000 household income. Change it above to see your own.

Out of reach46.4% of income

Need $124,286/yr to afford.

PITI$2,900

P/I46.4%

Afford$298K

Gap-$196K

P&I $2,495Tax $255Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86323 is part of the Prescott Valley-Prescott, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Prescott Valley-Prescott, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.