Median home value in zip code 86326 (Cottonwood, AZ) is $394K, up 0.0% year over year. Part of the Prescott Valley-Prescott, AZ metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Prescott Valley-Prescott, AZ metro →
Home Value$394,415
YoY Change
+0.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.
Enter your income for 86326 (Cottonwood).
$78,883 on $394,415
Out of reach — 37.6% of income
Need $100,629/yr to afford.
PITI$2,348
P/I37.6%
Afford$294K
Gap-$100K
P&I $1,994Tax $204Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
86326 is part of the Prescott Valley-Prescott, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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