Median home value in zip code 86326 (Cottonwood, AZ) is $394,415, up 0.0% year over year. Part of the Prescott Valley-Prescott, AZ metropolitan area.

Home Value$394,415

YoY Change

+0.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 86326 (Cottonwood).

Income (annual)

Down Payment

$78,883 on $394,415

Example: $75,000 household income. Change it above to see your own.

Out of reach37.6% of income

Need $100,629/yr to afford.

PITI$2,348

P/I37.6%

Afford$294K

Gap-$100K

P&I $1,994Tax $204Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86326 is part of the Prescott Valley-Prescott, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Prescott Valley-Prescott, AZ analysis

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