Median home value in zip code 86404 (Lake Havasu City, AZ) is $500,746, down 1.0% year over year. Part of the Lake Havasu City-Kingman, AZ metropolitan area.

Home Value$500,746

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 86404 (Lake Havasu City).

Income (annual)

Down Payment

$100,149 on $500,746

Example: $75,000 household income. Change it above to see your own.

Out of reach47.1% of income

Need $126,043/yr to afford.

PITI$2,941

P/I47.1%

Afford$298K

Gap-$203K

P&I $2,532Tax $259Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86404 is part of the Lake Havasu City-Kingman, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lake Havasu City-Kingman, AZ analysis

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