Median home value in zip code 86406 (Lake Havasu City, AZ) is $484K, down 1.5% year over year. Part of the Lake Havasu City-Kingman, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lake Havasu City-Kingman, AZ metro →

Home Value$483,944

YoY Change

-1.5%

AFFORDABILITY

Enter your income for 86406 (Lake Havasu City).

Income (annual)

Down Payment

$96,789 on $483,944

Out of reach — 45.6% of income

Need $122,014/yr to afford.

PITI$2,847

P/I45.6%

Afford$297K

Gap-$186K

P&I $2,447Tax $250Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86406 is part of the Lake Havasu City-Kingman, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lake Havasu City-Kingman, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free