Median home value in zip code 86440 (Mohave Valley, AZ) is $299K, up 1.8% year over year. Part of the Lake Havasu City-Kingman, AZ metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lake Havasu City-Kingman, AZ metro →

Home Value$298,729

YoY Change

+1.8%

AFFORDABILITY

Enter your income for 86440 (Mohave Valley).

Income (annual)

Down Payment

$59,746 on $298,729

Stretch — 29% of income

Above 28% but manageable with cuts.

PITI$1,815

P/I29%

Afford$288K

Gap-$11K

P&I $1,511Tax $154Ins $150

6.50% 30yr, 20% down, county tax + AZ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

86440 is part of the Lake Havasu City-Kingman, AZ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lake Havasu City-Kingman, AZ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free