Median home value in zip code 87031 (Los Lunas, NM) is $317K, up 1.2% year over year. Part of the Albuquerque, NM metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Albuquerque, NM metro →
Home Value$317,122
YoY Change
+1.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Enter your income for 87031 (Los Lunas).
$63,424 on $317,122
Stretch — 31.2% of income
Above 28% but manageable with cuts.
PITI$1,948
P/I31.2%
Afford$285K
Gap-$32K
P&I $1,604Tax $211Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
87031 is part of the Albuquerque, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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