Median home value in zip code 87120 (Albuquerque, NM) is $353,285, up 1.6% year over year. Part of the Albuquerque, NM metropolitan area.

Home Value$353,285

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 87120 (Albuquerque).

Income (annual)

Down Payment

$70,657 on $353,285

Example: $75,000 household income. Change it above to see your own.

Stretch34.5% of income

Above 28% but manageable with cuts.

PITI$2,155

P/I34.5%

Afford$287K

Gap-$66K

P&I $1,786Tax $236Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

87120 is part of the Albuquerque, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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