Median home value in zip code 87121 (Albuquerque, NM) is $284,782, up 2.0% year over year. Part of the Albuquerque, NM metropolitan area.

Home Value$284,782

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 87121 (Albuquerque).

Income (annual)

Down Payment

$56,956 on $284,782

Example: $75,000 household income. Change it above to see your own.

Stretch28.2% of income

Above 28% but manageable with cuts.

PITI$1,763

P/I28.2%

Afford$283K

Gap-$2K

P&I $1,440Tax $190Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

87121 is part of the Albuquerque, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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