Zip Code

87301

Gallup, NMGallup, NM

Median home value in zip code 87301 (Gallup, NM) is $221K, up 1.9% year over year. Part of the Gallup, NM metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Gallup, NM metro →

Home Value$221,450
YoY Change
+1.9%
AFFORDABILITY

Enter your income for 87301 (Gallup).

$44,290 on $221,450
Affordable — 22.4% of income

Under the 28% guideline.

PITI$1,401
P/I22.4%
Afford$277K
Room+$55K
P&I $1,120Tax $148Ins $133
6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

87301 is part of the Gallup, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gallup, NM analysis
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