Median home value in zip code 87520 (Chama, NM) is $319K, up 1.9% year over year. Part of the Espa-¦ola, NM metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Espa-¦ola, NM metro →

Home Value$319,194

YoY Change

+1.9%

AFFORDABILITY

Enter your income for 87520 (Chama).

Income (annual)

Down Payment

$63,839 on $319,194

Stretch — 31.4% of income

Above 28% but manageable with cuts.

PITI$1,960

P/I31.4%

Afford$285K

Gap-$34K

P&I $1,614Tax $213Ins $133

6.50% 30yr, 20% down, county tax + NM ins. 28% per HUD.

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Metro Analysis

87520 is part of the Espa-¦ola, NM metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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